I do it almost every day, looking at the chart to make a decision, because I live with astrology. You might not. Before answering the question and discussing the remedy, there are some basic rules of the game:

1/ If it’s not meant to be, it will never happen.

• For example, I can see what the favored moment is going to be, but I prepare and wait. However, if the favored thing was not meant to be for me, something will come in between and make me miss that moment.

2/ Nobody can change the outcome.

• If I had a chart like Warren Buffett, I couldn’t help but be rich. There’s no other way. Because I don’t have that chart, what would happen if my Rahu were “naughty”? - I would have been chasing the wrong goal and suffering until the end. No? - I have to learn about my path, what I am supposed to do, instead of chasing the false idea.
• We all face difficulties in life; the lesson is to walk the path with less resistance. If nothing is going our way, it’s because we are going against the wind. If something is not meant to be, then let it go. The more we resist, the greater the pain.
• For example, it seems to take forever for somebody to get over a heartbreak. You can look at their birthday; the day is often the 2nd, 11th, 20th, or 29th of the month. No horoscope is required. - Seeing this point is good, but it’s better to understand why these people resist, why can’t they just accept that something was not meant to be? - Imagine, they are your children, what would you do to support them? Because telling them to let go does not help.
• That’s the outcome. If you were born on those days, you are bound to go through many heartbreaks. - I can’t change that.

3/ Answer the question: How can astrology be helpful for an individual when it comes to deciding on finances

• You have to see whether you’re patient enough or not, or if you’re rushing to make a decision. which means, you’re easily panicked. If you can’t figure that out yourself, then look at the horoscope!
• For example, Mars in the 4th house, this fellow, will decide in a hurry. - Even if he’s patient enough, he does not decide when he’s chill and calm. He waits until his ass is on fire, and then he decides. - We all know what the outcome would be, don’t we? - Mars 4th house, without a benefic aspect, and if you’re in your 40s, you can look back, don’t you regret most of the decisions you made? Hanging out with the wrong people, investing time and effort in the wrong place?
• Another example: Ketu in the 11th house, this fellow decides most of the time “wrong”, but wait. This guy is cute. In the beginning, the first phase, nothing worked the way he wanted. Let’s say he bought Bitcoin when nobody knew what it was good for. - Everybody criticised him, laughed at him. So look at him now, in 2025. That “wrong decision 10 years ago” made him rich. That's a good mistake.
• Different people, different karmas. There are no rules that are applicable to all. 
• See what and where your wealth indicators are in the horoscope and work on them.

Everybody has different paths to follow. The insight from an analysis helps us understand our characters; from there, we keep on living.

3.1/ Tell this to your friend and relative. If they head towards Gemstone, you don’t need the horoscope; you can tell right away. Their Mars is weak. They are in the forest but expect the comfort of a Kingdom.

3.2/ Don’t use astrology as a tool for your investment, but use it to understand yourself and situations. If you know where your place is, you will know how to behave accordingly. Whether you are in the kingdom or you are in the forest? - Which dasa is running? What do you have in store to deal with the circumstances? - If you’re in the forest but expect the comfort of the Kingdom, guess who causes trouble? Learn from Sri Ram! - This is the answer to your question.

3.3/ To use it as a tool to analyse finance, you have to study astrology seriously, which will take years and years. But then, if material gain is the reason you learn astrology, you will forever be poor. Mahalakshmi promised this in the scripture.

• Look at the richest people, they have astrologer friends, but they themselves do not know astrology. And they don’t depend on astrologers either, but on their skill. You need to be very careful with your approach.

4/ General Remedy

4.1/ Meditation, Yoga, Sadhana, Taichi, etc, all will calm down the mind, and avoid panic attacks. Especially if your Moon, Rahu, or Ketu is in a weak condition

4.2/ Depending on the climate where you live. But if Mars is weak, throw the mattress away or donate it if it’s still in good condition; the more comfort you want during a bad time, the worse your decision. And replace it with a hard bed, covered by 3 thin layers

• The bed should be at least 10 cm off the floor. Never sleep directly on the floor!
• The first layer, which touches the bed, should be thermo-isolated. It’s not expensive, and you can easily get online. So that your back doesn’t get cold. If the back is weak, your career is likely to go down. Unless you can show me one person who can stand/sit straight when he has no money. All of them curve like shrimps.
• The other 2 layers of the bed should be thin. So that you still feel the hardness of the bed.

4.3/ If you don’t use these remedies, it’s fine. Buy a stone and wait for miracles! But if you use these remedies,

• Then you should go out and donate something, such as food, money, etc, within your capacity to the homeless, stray animals, or temples.
• Don’t take anything for granted; it hurts your Saturn, which is the Karaka for career.
• If you pay close attention, people who do not get much in life don’t give much either. Learn to give! We can’t change the outcome, but we can influence it to a certain degree.

The 10th house represents Karma, that is, the responsibility that a person has to fulfill in this life, or we call it profession. In Vedic Astrology, the Karakas of the 10th house are Sun, Jupiter, Saturn, and Mercury. Wherever the 10th Lord goes, it will bring the whole team "Fantastic 4" with it.

• General conditions of the 10th Lord

1/ in its exaltation sign: will earn income according to the nature of the planet as the 10th Lord. For example, Saturn is the 10th Lord, earning through hard work and long-term planning, while Jupiter, as the 10th Lord, will earn through teaching/banking.

2/ in its own sign: earning by his own skill

3/ in its friend sign: earning through the sign and the house placement of that sign

4/ in its enemy sign: earning through fighting against the enemy

5/ in its debilitated sign: earning through faith 

• General meaning when the 10th Lord is placed in different houses. Remember to add the "Fantastic 4" to the interpretation!

- 10.1st House/ Facing difficulties early in life, but success later. Wealthy and tend to be known by the public if the 10th Lord is benefic.

- 10.2nd House/ Benefic: wealth constantly increasing and rich. Malefic: suffering losses in career

- 10.3rd House/ Earning money in professions that require travel, working with younger siblings. For example, one can be a speaker or a writer.

- 10.4th House/ Good for real estate, agriculture, and business-related transport

 - 10.5th House/ A powerful Yoga. Good in profession-related education, acting, and entertainment. One gains power with this placement

 - 10.6th House/ Benefic: skilful and favored by authority. Malefic: unstable career, low-paid professions, and trouble from authority

- 10.7th House/ Partner plays an important role in one’s career. Doing business with a wife/husband can be fruitful.

- 10.8th House/ Multiple breaks in career—trouble from authority.

- 10.9th House/ Naturally inclined towards religion and the path of righteousness. One might become a Guru, a Priest, or a Healer

- 10.10th House/ Skilful in any chosen field.

- 10.11th House/ Good at doing business with friends and his own children, if benefic.

- 10.12th House/ Facing difficulties in career, always worried. Trouble from authority. Good in the spiritual fields

• 10th Lord from different Lagnas

1/ Lord of the 10th House from the Ascendant shows the intention, the target where a person wants to perform their Karma

2/ Lord of the 10th House from the Moon shows where/which area the mind is connected to, to make a living

3/ Lord of the 10th House from the Sun shows the soul connection, the strength of the body (health) when it comes to the activity/job/business

Image: Freepik

When these combinations appear in a birth chart, that means the person will face financial losses at one point in time in life. Whether he can overcome the difficulty or not, the whole chart must be studied carefully.

1/ Conjunction of Sun with Rahu, or Moon with Ketu: At least once in life, one has to face downfall

The Sun represents the well-being, the vitality, while the Moon indicates cash flow. If these two planets are afflicted, we can expect to see a financial struggle.

2/ Venus in the 6th house:

Financial reset will be there. One will be stuck in debt and learn how to get out of the difficulty.

3/ Venus in the 9th house:

One must fall and lose. Then he is forced to do something else, otherwise he will not change. We can consider it a blessing.

4/ 5th from the Sun is afflicted:

One faces loss because he picked the wrong battle.

5/ Amatya Karaka (2nd highest degree) & Gnati Karaka (2nd lowest degree) are conjunct in D1 and/ or D9:

The balance will hit zero or minus at one point in life.

6/ The 9th house is afflicted

Loss in finance is only seen at the beginning of a career.

7/ The 8th and 9th Lord combine

Exception: Venus in the 2nd House or Taurus, and Jupiter is the 9th Lord.

8/ Rahu is in the 1st House

Wherever the Sun is placed in a horoscope, from there, trouble will be seen.

9/ Sun is in the 1st house, but Rahu is in the 2nd, 4th, or 5th house

10/ Saturn transits over or trines with Ketu or Mars

11/ Saturn transits over Rahu

12/ Malefic places in the 5th and 9th house in D10

Do not blame the stars for the losses. It’s like blaming the thermometer for a fever, which is silly and a lack of knowledge in astrology. Nobody or anything else is responsible for our financial losses but ourselves. But don’t blame anyone, including oneself.

Learn from the mistake and move on!